Generated by All in One SEO Pro v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # HWK Law Group Peace of mind planning ## Sitemaps - [XML Sitemap](https://hwklawgroup.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [The Window of Opportunity: Legal Steps to Take When You First Notice Memory Problems](https://hwklawgroup.com/the-window-of-opportunity-legal-steps-to-take-when-you-first-notice-memory-problems/) - The Window of Opportunity: Legal Steps to Take When You First Notice Memory Problems You have been seeing the signs for months. Mom or Dad has not quite been themselves lately. They are forgetting things more often: appointments, addresses, payments, names. The other day, they got lost going to a place they have frequented for - [Too Late Too Plan: Navigating Legal and Financial Barriers After Dementia Progresses](https://hwklawgroup.com/too-late-too-plan-navigating-legal-and-financial-barriers-after-dementia-progresses/) - #DementiaProgression #AdvancedDementiaPlanning August #MarylandEstatePlanning #LegalCapacityPlanning #Dementia - [A New Maryland Court Rule Regarding Specific Transactions Took Effect on July 1, 2026](https://hwklawgroup.com/a-new-maryland-court-rule-regarding-specific-transactions-took-effect-on-july-1-2026/) - Effective July 1, 2026, Maryland’s new Rule 10-304.2 streamlines the Specific Transaction process, helping families handle one-time financial matters for minors and individuals with disabilities without pursuing full guardianship. - [A Windfall and a Target: Navigating Family Expectations After Sudden Wealth](https://hwklawgroup.com/a-windfall-and-a-target-navigating-family-expectations-after-sudden-wealth/) - A sudden financial windfall can create new opportunities—and new challenges. Learn how to update your estate plan, manage family expectations, protect your wealth, and build a lasting legacy. - [When an Adult Child Has a Crisis: How an Emergency Can Reshape Your Estate Plan](https://hwklawgroup.com/when-an-adult-child-has-a-crisis-how-an-emergency-can-reshape-your-estate-plan/) - When an adult child faces a disability, illness, addiction, or financial crisis, your estate plan may need updating. Learn how trusts and legal planning tools can help protect their future and preserve your legacy. - [Sudden Widowhood: Navigating Legal and Financial Chaos After a Spouse's Death](https://hwklawgroup.com/sudden-widowhood-navigating-legal-and-financial-chaos-after-a-spouses-death/) - Losing a spouse is overwhelming, but having a plan can help protect your finances and estate. Learn the key legal, financial, and estate-planning steps to take after the loss of a loved one. - [Milestone Ages in Special Needs Planning: Key Considerations at Ages 18 and 21](https://hwklawgroup.com/milestone-ages-in-special-needs-planning-key-considerations-at-ages-18-and-21/) - Families supporting a child with disabilities often describe the transition to adulthood as both meaningful and challenging. Turning 18 and 21 bring significant legal, financial, educational, and benefits-related changes, many of which require advance planning to avoid gaps in decision-making authority or essential services. This article highlights these two milestone ages and outlines core issues - [A Dementia Diagnosis Changes More Than Healthcare: Seven Legal Moves to Make While You Still Can](https://hwklawgroup.com/national-regifting-day-what-estate-planning-teaches-us-about-the-gifts-you-can-update-reuse-or-cant-take-back/) - Let's explore what estate planning teaches us about gifts you can update, reuse, or can't take back. Contact HWK Law Group today to speak with an attorney. - [Estate Planning Facts for the Holiday Season: Meaningful Reflections to Guide Your Legacy](https://hwklawgroup.com/estate-planning-facts-for-the-holiday-season-meaningful-reflections-to-guide-your-legacy/) - Contact HWK Law Group today to speak with an attorney to establish an estate plan. Let's explore some estate planning facts for the holiday season. - [Estate Planning for a Longer Life](https://hwklawgroup.com/estate-planning-for-a-longer-life/) - Estate Planning for a Longer Life. Estate Planning Advice from HWK Law Group, an estate planning law firm in Timonium, MD serving Marylanders. - [Planning Beyond the Ring: Estate Insights from George Foreman](https://hwklawgroup.com/planning-beyond-the-ring-estate-insights-from-george-foreman/) - Use Estate Planning Awareness Week to secure your future and protect loved ones. HWK Law Group helps you create a plan with clarity, compassion, and confidence. - [What Maryland Residents Can Learn from the Estate Plan of Regis Philbin](https://hwklawgroup.com/what-maryland-residents-can-learn-from-the-estate-plan-of-regis-philbin/) - Discover what Maryland residents can learn from Regis Philbin’s $150M estate plan—avoid probate, update documents, and protect your loved ones. - [What Maryland Residents Can Learn from the Estate Planning Process of Val Kilmer](https://hwklawgroup.com/what-maryland-residents-can-learn-from-the-estate-planning-process-of-val-kilmer/) - What Maryland Residents Can Learn from the Estate Planning Process of Val Kilmer. A guide to estate planning from Val Kilmer and the team at HWK Law Group. - [Are Marylanders Saving Enough For Retirement](https://hwklawgroup.com/are-marylanders-saving-enough-for-retirement/) - Explore why saving alone isn’t enough, and how planning and protection strategies can secure your financial future and legacy. - [Insurance Remains the First Line of Defense to Protect Maryland Residents' Wealth and Legacy](https://hwklawgroup.com/insurance-remains-the-first-line-of-defense-to-protect-maryland-residents-wealth-and-legacy/) - Why insurance remains the first line of defense for protecting wealth and legacy in Maryland. Safeguard your estate and financial future. - [Choosing the Ideal Trust for Your Wishes](https://hwklawgroup.com/choosing-the-ideal-trust-for-your-wishes/) - Estate planning should start with a will, but depending on your financial and family situation, a trust can be a valuable addition. - [Beneficiary and Transfer On Death Designations](https://hwklawgroup.com/beneficiary-and-transfer-on-death-designations/) - Do you know which of your accounts have beneficiary designations, sometimes called transfer-on-death or payable-on-death designations? - [Is Outright Distribution the Perfect Fit for Your Loved Ones](https://hwklawgroup.com/is-outright-distribution-the-perfect-fit-for-your-loved-ones/) - Wealth transfer includes deciding whether to leave a loved one an outright inheritance or to pass their wealth down in a more controlled manner. - [Professionalism in Real Estate CE Class](https://hwklawgroup.com/april10ceclass/) - Thursday, April 10, 2025 | 3:00pm – 4:30pm EST | Lutherville, MD - [Tunnel to Towers Stair Climb 2025](https://hwklawgroup.com/tunnel-to-towers-stair-climb-2025/) - Sunday, April 27, 2025 | 9:00am-11:00am EST | Towson, MD - [Ensure Your Loved Ones Call the Right Doctor](https://hwklawgroup.com/call-the-right-doctor/) - Without a healthcare power of attorney, doctors may be forced to make critical decisions without a clear understanding of your wishes. - [Who Is Part of Your Professional Team](https://hwklawgroup.com/team-of-trusted-professionals/) - One crucial list often gets overlooked: the list of trusted professionals and decision-makers who can step in for you during a time of need. - [Net Worth: Do You Know What You Own](https://hwklawgroup.com/what-is-my-net-worth/) - Trying to create an estate plan without a clear picture of your net worth and finances is like planning a journey without knowing your beginning point. - [Maximize Tax Benefits and Protect Your Spouse with a Qualified Terminable Interest Property Trust](https://hwklawgroup.com/maximize-tax-benefits-and-protect-your-spouse-with-a-qualified-terminable-interest-property-trust/) - An irrevocable trust for married couples offering a tax advantage for the trustmaker and financial security for the surviving spouse. - [Protect Your Wealth and Your Spouse with a Spousal Lifetime Access Trust](https://hwklawgroup.com/protect-your-wealth-and-your-spouse-with-a-spousal-lifetime-access-trust/) - A spousal lifetime access trust is an irrevocable trust set up by one spouse primarily for the benefit of the other spouse. - [Why You Might Have an Estate Tax Issue Soon](https://hwklawgroup.com/why-you-might-have-an-estate-tax-issue-soon/) - Re-evaluate your current estate plan, investments, and property to ensure that you are protected and your financial legacy is preserved. - [How Your Financial and Estate Planning Team Has Your Back](https://hwklawgroup.com/how-your-financial-and-estate-planning-team-has-your-back/) - Comprehensive estate and financial plans are not just for the wealthy. Anyone who cares for a person or cause and who wants to provide for the person or cause after they die can benefit from such plans. Along with comprehensive estate and financial plans comes a team to help you create, manage, and support those - [The Lesson Plan for Your Estate](https://hwklawgroup.com/the-lesson-plan-for-your-estate/) - We thank you, teachers, for your time and dedication to teaching the future generation. You provide the foundational knowledge necessary to ensure the success of tomorrow’s leaders. We are here to make sure you have the foundational estate planning documents to ensure your own successful future. As a teacher, you are well aware that having - [How to Own Your Real Estate](https://hwklawgroup.com/how-to-own-your-real-estate/) - Real estate encompasses not only one’s primary residence but also other real estate such as a vacation home or a rental property. The ideal form of ownership varies depending on the type of real estate you own. Below, we take a look at the different types of real estate and offer advice about the best - [Your Time Is Valuable. Get a Jump Start on the Estate Planning Process](https://hwklawgroup.com/your-time-is-valuable-get-a-jump-start-on-the-estate-planning-process/) - Time seems to be the one thing we just can’t get enough of. This is especially true if you are one of our doctors, nurses or frontline healthcare workers. You work tirelessly caring for others and may not have a lot of free time to work on your estate planning. If you are able to - [Who’s On Your Team?](https://hwklawgroup.com/whos-on-your-team/) - Estate planning is not just about what happens to your stuff when you die. It is about coordinating all aspects of your life so (i) you can be taken care of during times when you are unable to care for yourself, and (ii) your money and property are distributed to the individuals you have selected - [Kids Going Away To College? Why You Should Include Estate Planning in the Preparation](https://hwklawgroup.com/kids-going-away-to-college-why-you-should-include-estate-planning-in-the-preparation/) - You may have been running around for weeks, getting your new college student off to school. It's exhilarating, and your heart likely is bursting at the seams. You're probably prouder than words can express, but you’re also a little afraid, too. How can you make sure your child is going to be safe at school, - [Did you or a loved one make any of these five critical estate planning mistakes?](https://hwklawgroup.com/did-you-or-a-loved-one-make-any-of-these-five-critical-estate-planning-mistakes/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ min_height=”1001.3px” custom_padding=”0px|||||” global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”20px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”||192px|||” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] A new year is a great time to start fresh and implement positive changes that will enhance our lives. Many of us want to spend more time - [Changes to ABLE Accounts You Should Know](https://hwklawgroup.com/changes-to-able-accounts-you-should-know/) - If you have a loved one with disabilities, you may be familiar with “ABLE” accounts, authorized by Congress in 2014 under the Achieving a Better Life Experience Act. ABLE accounts are tax-advantaged savings accounts–similar to 529 education savings plans–whose funds can be used to pay for certain qualifying expenses of disabled individuals. As a result - [How A Living Trust Helps Your Family](https://hwklawgroup.com/how-a-living-trust-helps-your-family/) - There are several parts to an estate plan, one of them being a living trust. Common factors that prompt someone to create a trust include privacy, tax planning, avoiding probate, and caring for family members with special needs. A living trust also lets you dictate how your assets will pass on to future generations after - [Saying “I Love You” With Your Estate Plan](https://hwklawgroup.com/saying-i-love-you-with-your-estate-plan/) - While saying the words “I love you” is indeed romantic, you should know that putting together a well-crafted estate plan is a concrete way to care for your family in the long run. This is because doing so will help prevent your surviving family members from scrambling to figure out what to do next while - [Estate Planning: Why Me, Why Now, and Is a Will Enough?](https://hwklawgroup.com/estate-planning-why-me-why-now-and-is-a-will-enough/) - You have worked hard for years, have family members and friends you care about, and have approached a time in your life when “estate planning” sounds like something you should do, but you are not exactly sure why. You may feel that you are not wealthy enough or old enough to bother or care. Or - [How Often Do You Update Your Estate Plan? More Often Than Your Resume?](https://hwklawgroup.com/how-often-do-you-update-your-estate-plan-more-often-than-your-resume/) - A resume is a “snapshot” of your experience, skill set, and education which provides prospective employers insight into who you are and how you will perform. Imagine not updating that resume for 5, 10, or even 15 years. Would it accurately reflect your professional abilities? Would it do what you want it to do? Likely - [Your 5 Task Year-End Estate Planning To-Do List](https://hwklawgroup.com/your-5-task-year-end-estate-planning-to-do-list/) - 2019 is fast approaching. As we all prepare for the holidays and a new year, it is important that we wrap up any loose strings. Before entering into the new year, here are some things that need to be on your end of year checklist: Make Sure Your Estate Planning is Up To Date Will - [Does Your Family Know About Your Estate Plan?](https://hwklawgroup.com/does-your-family-know-about-your-estate-plan/) - A Guide for How Much to Share and With Whom Most people don’t feel comfortable talking about their finances and certainly not death planning unless they are sick. But, your estate plan, an important part of having your affairs in order, is a bit different. You might be wondering whether or not your family should - [Thirteen Estate Planning Terms You Need to Know](https://hwklawgroup.com/thirteen-estate-planning-terms-you-need-to-know/) - Estate planning—it is an incredibly important tool, not just for the uber wealthy or those thinking about retirement. On the contrary, estate planning is something every adult should do. Estate planning can help you accomplish any number of goals, including appointing guardians for minor children, choosing healthcare agents to make decisions for you should you - [How to Avoid Probate in Maryland](https://hwklawgroup.com/how-to-avoid-probate-in-maryland/) - How to Avoid Probate in Maryland. A helpful guide from HWK Law Group on how to avoid or minimize probate in Maryland. - [One in Four Americans Say Nothing Will Motivate Them to Create a Will](https://hwklawgroup.com/one-in-four-americans-say-nothing-will-motivate-them-to-create-a-will/) - This unsettling statistic underscores a pressing issue: the lack of preparation for life’s inevitable events. Create a will and be prepared. - [New Year's Eve Trivia](https://hwklawgroup.com/new-years-eve-trivia/) - [et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Americans are known for their “work hard, play hard” mindset. On average, we work 1,789 hours per year.[1] However, even with our play-hard mentality, many of us do not stay up to see the ball drop - [Legal Duties and Support for Family Caregivers](https://hwklawgroup.com/legal-duties-and-support-for-family-caregivers/) - Learn how to navigate caregiving laws, financial and legal support options, and estate planning to protect your loved ones and yourself. - [Make Your Estate Planning List and Check It Twice](https://hwklawgroup.com/make-your-estate-planning-list-and-check-it-twice/) - Overwhelmed with holiday to-dos? Add peace of mind to your estate planning list. Simplify your future while balancing shopping, hosting, and year-end tasks. - [Wills vs. Trusts](https://hwklawgroup.com/wills-vs-trusts/) - Wills vs. Trusts: A Quick & Simple Reference Guide Confused about the differences between a will and a trust? If so, you are not alone. While it is always wise to contact experts like us, it is also important to understand the basics. Here is a quick and simple reference guide: What a Revocable Living - [Fall Cleanup Checklist](https://hwklawgroup.com/fall-cleanup-checklist/) - Having a fall to-do list can make the challenges of balancing family and professional commitments more manageable during this busy season - [Your Estate Planning Football Roster](https://hwklawgroup.com/your-estate-planning-football-roster/) - In the spirit of our national pastime, we present to you your estate planning team roster, football-style. - [Transferring Your Season Tickets](https://hwklawgroup.com/transferring-your-season-tickets/) - A fan might pass down their love for an NFL or college football team to family, but transferring season tickets is another matter. - [Lessons in Estate Planning from Rain Man](https://hwklawgroup.com/lessons-in-estate-planning-from-rain-man/) - Rain Man is one of the most iconic American movies of the 1980s. Starring Tom Cruise and Dustin Hoffman, it won four Academy Awards, two Golden Globe Awards, and was the highest-grossing film of 1988. Although secondary to the main plot, several estate planning threads run through Rain Man, including those related to trusts, beneficiaries, - [Wealth, Legacy, and Family Drama](https://hwklawgroup.com/wealth-legacy-and-family-drama/) - The Descendants offers estate planning lessons about issues like a trustee’s power to act unilaterally, the duties that trustees owe to trust beneficiaries, problems associated with co-ownership of valuable undeveloped land, and more. - [An Estate Plan Is Your Script to a Lasting Legacy](https://hwklawgroup.com/an-estate-plan-is-your-script-to-a-lasting-legacy/) - One way to take control of your story is to create an estate plan, enabling you to write a script for your legacy. - [Four Financial Things to Know Before Graduating High School](https://hwklawgroup.com/four-financial-things-to-know-before-graduating-high-school/) - Financial planning is more important than ever for a generation that is struggling with high inflation and debt - [Does a Young Adult Need a Will?](https://hwklawgroup.com/does-a-young-adult-need-a-will/) - When your child turns 18, they can legally make a will—an empowering step toward independence and taking control of their future decisions. - [High School Seniors Can Use a Starter Estate Plan](https://hwklawgroup.com/high-school-seniors-can-use-a-starter-estate-plan/) - You have done everything you can to prepare your child mentally, emotionally, and financially for what comes next. But are they—and you—legally prepared for their official start of adulthood? - [Debunking Common Misconceptions About Wills](https://hwklawgroup.com/debunking-common-misconceptions-about-wills/) - Estate planning is beneficial for everyone, not just the wealthy. But this is just one of the many misconceptions people have about wills and estate plans; there are also misunderstandings about how wills function and what planning purposes they can be used for. - [Consider a Pet Trust](https://hwklawgroup.com/consider-a-pet-trust/) - Estate planning is about protecting what is important to you. Although much of the traditional estate planning conversation focuses on surviving spouses, children, grandchildren, and charities, many pet parents wonder what could happen to their “furry children” after their death. Consider a pet trust. - [Add Estate Planning to Your Kid's College Checklist](https://hwklawgroup.com/add-estate-planning-to-your-kids-college-checklist/) - You may have been running around for weeks, getting your new college student off to school. It's exhilarating, and your heart likely is bursting at the seams. You're probably prouder than words can express, but you’re also a little afraid, too. How can you make sure your child is going to be safe at school, - [From Field to Heirloom: Strategies for Passing Down Sports Memorabilia in Your Estate Plan](https://hwklawgroup.com/from-field-to-heirloom-strategies-for-passing-down-sports-memorabilia-in-your-estate-plan/) - You may have spent decades building up your sports memorabilia collection. Maybe you have some rare cards and autographed pictures that have steadily gained value over the years, and now they are worth a significant amount of money. You go to great lengths to keep these items in mint condition. But are you protecting them in your estate plan? - [The Importance of Adult Children Discussing Estate Planning with Their Parents](https://hwklawgroup.com/the-importance-of-adult-children-discussing-estate-planning-with-their-parents/) - Open, honest discussions about estate planning can provide peace of mind for everyone involved and prevent potential conflicts in the future. Here’s why it’s essential for adult children to talk to their parents about estate planning. - [Sun, Sand, and Succession: Estate Planning Tips for Your Vacation Property](https://hwklawgroup.com/sun-sand-and-succession-estate-planning-tips-for-your-vacation-property/) - A vacation property can be one of the most valuable things you can pass down to your loved ones, from both a sentimental and financial standpoint. - [Ballots to Beneficiaries: How Potential Presidential Policies Could Shape the Future of Your Estate Plan](https://hwklawgroup.com/how-potential-presidential-policies-could-shape-the-future-of-your-estate-plan/) - If you are like most Americans, the economy is top of mind when it comes to evaluating the candidates. But even if you do not intend to vote, the tax policies of the next administration could have a major impact on your personal wealth and estate planning strategies. - [What Happens to An Adult Child Living at Home When Their Parents Pass Away?](https://hwklawgroup.com/what-happens-to-an-adult-child-living-at-home-when-their-parents-pass-away/) - If you have an adult child living at home or one who has recently moved back in, now may be a good time to review your plan. This ensures that your wishes are adequately addressed and can prevent potential legal complications. - [Did Aretha Franklin Die Without a Will?](https://hwklawgroup.com/aretha-franklin-too-much-estate-planning/) - Did Aretha Franklin die without a will? Take a closer look at the estate planning affairs of Aretha Franklin and how it impacted her family. - [Gloria Vanderbilt: No Trust Fund Kids for Her](https://hwklawgroup.com/gloria-vanderbilt-no-trust-fund-kids-for-her/) - We are at the precipice of what is being called “The Greatest Wealth Transfer in History,” as baby boomers are set to pass down $84 trillion to younger generations.[1] Every parent wants to see their children succeed. But some may wonder whether an inheritance will help promote or hinder the future success of their children. - [Balancing Act: What Matters Most to You?](https://hwklawgroup.com/balancing-act-what-matters-most-to-you/) - When people begin getting their affairs in order through the creation of an estate plan, they often face a delicate balancing act between saving on income and estate taxes, protecting their hard-earned savings from their ultimate beneficiaries’ creditors, and providing maximum benefit to their loved ones. - [Taxes That Can Impact Your Estate Plan](https://hwklawgroup.com/taxes-that-can-impact-your-estate-plan/) - A comprehensive estate plan should consider the impact that taxes can have on your estate and ensure that your estate is distributed in a tax-efficient manner. - [Case Study: How Concerned Should You Be about Estate Tax Issues?](https://hwklawgroup.com/case-study-how-concerned-should-you-be-about-estate-tax-issues/) - If you have significant wealth, you may be exposed to future estate tax issues. Expert guidance is necessary to address estate tax issues and help you evaluate the impact of the potential sunsetting of the higher estate tax exemption amount on your estate. - [If You Own Any of These Assets, You Need to Watch Their Value](https://hwklawgroup.com/if-you-own-any-of-these-assets-you-need-to-watch-their-value/) - Federal estate tax exemption changes may affect estate planning goals. Depending on the types of accounts and property you own, you may need to pay close attention to their value. - [5 Ways to Show Yourself a Little Love This Valentine's Day](https://hwklawgroup.com/5-ways-to-show-yourself-a-little-love-this-valentines-day/) - Valentine's Day is a perfect opportunity to practice self-love and self-care. But remember, while this particular day puts love top-of-mind, self-love is an ongoing practice, and it's important to prioritize your well-being not just on Valentine's Day, but every day of the year! Everyone needs to take steps to relax and minimize the effects of - [Attorney Chester Hobbs Joins HWK Law Group](https://hwklawgroup.com/attorney-chester-hobbs-joins-hwk-law-group/) - HWK Law Group announced today the newest member of its team, attorney Chester Hobbs. Chester brings with him a wealth of knowledge in estate planning and administration; trust drafting and administration; and commercial, bankruptcy, and corporate law. - [Maryland Estate and Trust Lawyer Jake Polivka Joins HWK Law Group](https://hwklawgroup.com/maryland-estate-and-trust-lawyer-jake-polivka-joins-hwk-law-group/) - HWK Law Group announced today the newest member of its team, Mr. Jake Polivka, a dedicated Towson-based attorney specializing in estate and trust planning and estate administration. - [Have You Outgrown Your Estate Plan?](https://hwklawgroup.com/have-you-outgrown-your-estate-plan/) - As estate planning attorneys, we work hard to set up estate plans that fit a client’s needs and ensure that everything works together for the client and their loved ones. Estate plans remain effective as long as they accurately reflect a client’s circumstances and current state and federal tax law. However, circumstances often change. So, - [Infusing the Principles of Etiquette into Your Estate Plan](https://hwklawgroup.com/infusing-the-principles-of-etiquette-into-your-estate-plan/) - Good manners and decorum can help minimize potential conflicts and disputes that may arise among family members during the estate planning process. - [Important Probate Rules You Should Know](https://hwklawgroup.com/important-probate-rules-you-should-know/) - While probate rules can vary by state, there are some important ones that you should be aware of should you need to wind up a loved one’s affairs. - [Third-Party Authorizations and Why We Sometimes Need Them](https://hwklawgroup.com/third-party-waivers-and-why-we-sometimes-need-them/) - The third-party waiver is not only an ethical requirement but it also serves as a practical tool for permitting effective communication and collaboration among various experts. - [Love Is In the Air: Have You Protected Your Loved Ones?](https://hwklawgroup.com/love-is-in-the-air-have-you-protected-your-loved-ones/) - Preparation can help guide your loved ones through life’s challenges, and your love will be your legacy. - [Cultivate and Build New Relationships Through Networking](https://hwklawgroup.com/cultivate-and-build-new-relationships-through-networking/) - In addition to being considered the month of love, February is International Networking Month. In today’s world, developing new relationships with people is truly important. Our social and professional interactions contribute to our overall health and mental well-being. Many people work remotely or live far away from their friends and family and often engage with - [Four Easy-to-Avoid Mistakes People Make at Tax Time](https://hwklawgroup.com/four-easy-to-avoid-mistakes-people-make-at-tax-time/) - While getting your financial house in order for tax season, it is a great opportunity to assess your other legal needs – like estate planning. Wills, trusts, life insurance, healthcare directives, and powers of attorney are just some of the valuable tools available to you. ## Pages - [HWK Law Group Attorneys at Law in Towson Timonium Maryland](https://hwklawgroup.com/) - HWK Law Group in Timonium, MD is a dedicated team of estate planning & administrative lawyers ready to help you. Learn more about us here. - [Events](https://hwklawgroup.com/events/) - View Upcoming Events, Workshops, & Seminars at HWK Law Group and our sister company Lawyers Express Title. - [Who We Are](https://hwklawgroup.com/whoweare/) - Who We Are. Meet the team at HWK Law Group. A Law Firm in Timonium, MD dedicated to helping you with estate planning. - [Join Our Team](https://hwklawgroup.com/careers/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Section” _builder_version=”4.27.6″ custom_padding=”0px||0px|” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”” transparent_background=”off” padding_mobile=”off” global_colors_info=”{}”][et_pb_row padding_mobile=”on” column_padding_mobile=”on” admin_label=”Row” _builder_version=”4.27.7″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”0px||0px|” custom_padding=”20px||0px|” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_heading title=”Join Our Team” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_heading][et_pb_text admin_label=”Intro” _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”16px” global_colors_info=”{}”] Join a team that values excellence, collaboration, and a commitment to serving our clients with integrity. At HWK - [Blog](https://hwklawgroup.com/blog/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://hwklawgroup.com/wp-content/uploads/2023/10/Gettysburg-Pennsylvania-550.jpg” _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” _builder_version=”4.16″ custom_padding=”0px||0px|” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”” transparent_background=”off” padding_mobile=”off” global_colors_info=”{}”][et_pb_row padding_mobile=”on” column_padding_mobile=”on” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”0px||0px|” custom_padding=”20px||0px|” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Welcome to Our Blog Header Text” _builder_version=”4.27.4″ text_font=”Dancing Script||||||||” custom_margin=”||0px|” custom_padding=”||0px|” use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] HWK’s blog focusing on estate matters [/et_pb_text][et_pb_text - [Special Needs](https://hwklawgroup.com/special-needs/) - At HWK Law Group we help with special needs estate planning in Timonium, MD and ensuring financial security and well-being. - [Trust & Estate Administration](https://hwklawgroup.com/trust-estate-administration/) - The Trust & Estate Administration Lawyers at HWK Law Group in Timonium, MD help to guide families through the probate process. - [Estate Planning](https://hwklawgroup.com/estate-planning/) - As an Estate Planning Law Firm in Timonium, MD we meticulously craft personalized solutions that align with your family’s objectives. - [Beth Hare](https://hwklawgroup.com/beth-hare/) - Beth Hare is a managing paralegal with HWK Law Group. Her practice areas include estate planning. Connect with Beth here. - [Guardianship](https://hwklawgroup.com/guardianship/) - [et_pb_section fb_built=”1″ fullwidth=”on” disabled_on=”off|off|off” _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_fullwidth_header title=”Guardianship” _builder_version=”4.27.4″ _module_preset=”default” title_font=”|700|||||||” title_text_align=”center” title_font_size=”80px” title_letter_spacing=”1px” background_color=”rgba(0,0,0,0.2)” background_image=”https://hwklawgroup.com/wp-content/uploads/2025/09/Guardianship2.jpg” background_blend=”overlay” custom_padding=”150px||150px||true|false” hover_enabled=”0″ title_font_size_tablet=”60px” title_font_size_phone=”35px” title_font_size_last_edited=”on|desktop” title_text_shadow_style=”preset1″ global_colors_info=”{}” sticky_enabled=”0″ alt=”Guardianship Services with HWK Law Group” title_text=”Guardianship2″][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” admin_label=”Section” _builder_version=”4.16″ custom_padding=”0px||0px|” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”” transparent_background=”off” padding_mobile=”off” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”||50px||false|false” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Special Needs - [Nicole R. Hewitt, Esq.](https://hwklawgroup.com/nicole-r-hewitt-esq/) - Nicole Hewitt is a co-founding member and lawyer at HWK Law Group representing individuals, business owners, young families, & individuals. - [In The News](https://hwklawgroup.com/in-the-news/) - In The News. Check out the latest news and articles from HWK Law Group. An Estate Planning & Administration Law Firm in Timonium, MD. - [Bradley Fowler](https://hwklawgroup.com/bradley-fowler/) - Bradley Fowler focuses his practice on working with the owners of growing businesses to solve their legal issues and achieve their goals. - [Probate](https://hwklawgroup.com/probate/) - Navigate probate with the team from HWK Law Group. Probate can feel overwhelming, but with the right support, it doesn’t have to be. - [Upcoming Events](https://hwklawgroup.com/upcoming-events/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_fullwidth_header title=”Upcoming Events at HWK Law Group” button_one_url=”https://www.eventbrite.com/e/how-to-protect-your-assets-in-2025-estate-planning-workshop-lunch-bel-air-tickets-1218472838059?aff=oddtdtcreator&mc_eid=a808ed2624&mc_cid=c5e3e18438″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”rgba(0,0,0,0.52)” background_image=”https://hwklawgroup.com/wp-content/uploads/2025/01/430091859_998767308346491_6787518804909390377_n.jpg” background_blend=”overlay” custom_button_one=”on” button_one_text_color=”#FFFFFF” button_one_bg_color=”#F68924″ button_one_border_color=”#F68924″ custom_padding=”110px||110px||true|false” link_option_url_new_window=”on” global_colors_info=”{}” button_one_border_color__hover_enabled=”on|hover” button_one_border_color__hover=”#00539F” button_one_bg_color__hover_enabled=”on|hover” button_one_bg_color__hover=”#00539F” button_one_bg_enable_color__hover=”on”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”||21px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_blog fullwidth=”off” include_categories=”19″ show_author=”off” show_date=”off” show_categories=”off” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|600|||||||” body_font=”|600|||||||” body_text_color=”#000000″ body_font_size=”15px” global_colors_info=”{}”][/et_pb_blog][/et_pb_column][/et_pb_row][/et_pb_section] - [Testimonials](https://hwklawgroup.com/testimonials/) - Read our latest Testimonials and reviews from clients of HWK Law Group. An Estate Planning Law Firm in Timonium, MD - [Sherry Rush](https://hwklawgroup.com/sherry-rush/) - Sherry Rush is the Elder Practice Manager and Paralegal for HWK Law Group. To connect with Sharry please contact our office. - [Rollover from 529 plan to Roth IRA](https://hwklawgroup.com/rollover-from-529-plan-to-roth-ira/) - Rollover from 529 plan to Roth IRA. A How To Guide from HWK Law Group regarding rolling over from a 529 plan to a Roth IRA. - [Resources](https://hwklawgroup.com/resources/) - View a complete list of local resources for items such as government, legal, and community needs from HWK Law Group. - [Real Estate](https://hwklawgroup.com/real-estate/) - As a Real Estate Law Firm in Timonium, MD the lawyers at HWK Law Group can help with commercial & residential real estate needs. - [Personal Guidance from Beyond the Grave](https://hwklawgroup.com/personalguidancefrombeyondthegrave/) - Personal Guidance from Beyond the Grave. Advice from HWK Law Group regarding estate planning for young families. - [Navigating Maryland's Real Estate Investment: A Guide by HWK Law Group's Benjamin B. Fortkamp](https://hwklawgroup.com/navigating-marylands-real-estate-investment-a-guide-by-hwk-law-groups-benjamin-b-fortkamp/) - Navigating Maryland's Real Estate Investment: A Guide by HWK Law Group's Benjamin B. Fortkamp. A law firm in Timonium, MD. - [Mary Ziegler](https://hwklawgroup.com/mary-ziegler/) - Mary Ziegler is the practice coordinator with HWK Law Group in Timonium, MD. To connect with Mary please contact our office. - [Mary Obyrne](https://hwklawgroup.com/mary-obyrne/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” _builder_version=”4.16″ custom_padding=”0px||0px|” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”” transparent_background=”off” padding_mobile=”off” global_colors_info=”{}”][et_pb_row padding_mobile=”on” column_padding_mobile=”on” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_margin=”0px||0px|” custom_padding=”20px||0px|” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”header” _builder_version=”4.27.4″ text_orientation=”center” custom_margin=”||0px|” custom_padding=”||0px|” text_text_shadow_style=”preset2″ use_border_color=”off” border_color=”#ffffff” border_style=”solid” global_colors_info=”{}”] Mary E. O’Byrne, Esq. [/et_pb_text][et_pb_divider color=”#dddddd” divider_position=”bottom” _builder_version=”4.16″ hide_on_mobile=”off” global_colors_info=”{}”][/et_pb_divider][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ custom_padding=”2px|||||” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column - [Jessica L. Waicker, Esq.](https://hwklawgroup.com/jessica-l-waicker-esq/) - Jessica Waicker is a lawyer and co-founding member of HWK Law Group in Timonium, MD. Connect with Jessica here. - [Jan Karner](https://hwklawgroup.com/jan-karner/) - Jan Karner is a legal assistant with HWK Law Group in Timonium, MD specializing in elder planning. Learn more here. - [Jake H. Polivka, Esq.](https://hwklawgroup.com/jake-polivka/) - Jake Polivka is a lawyer with HWK Law Group specializing in trust & Estate Administration and estate planning. - [IRS Revenue Ruling 2023-2: It’s Impact on Intentionally Defective Grantor Trusts (IDGT)](https://hwklawgroup.com/irs-revenue-ruling-2023-2-its-impact-on-intentionally-defective-grantor-trusts-idgt/) - IRS Revenue Ruling 2023-2 and its impact on intentionally defective grantor trusts. A review by Nicole R. Hewitt, Esq. - [Four Things to Consider When Using a Continuing Trust](https://hwklawgroup.com/four-things-to-consider-when-using-a-continuing-trust/) - Here are Four Things to Consider When Using a Continuing Trust from HWK Law Group. For more information contact HWK Law today! - [FAQ](https://hwklawgroup.com/faq/) - At HWK Law Group, and estate planning law firm in Timonium, MD we have compiled a list of FAQs for estate planning & administration. - [Faith and Future 2024](https://hwklawgroup.com/faith-and-future-2024/) - Practical tools and resources for creating and implementing a personalized estate plan, particularly for a family health crisis, that reflect and perpetuate your deepest values and beliefs - [Elizabeth L. Doory, Esq.](https://hwklawgroup.com/elizabeth-l-doory-esq/) - Elizabeth Doory is an estate planning attorney with HWK Law Group in Timonium, MD representing Beth representing individuals, business owners & young families. - [Elder Planning](https://hwklawgroup.com/elder-law/) - The premier elder law, asset protection, medical assistance, and estate planning team for families in Maryland. Contact us today. - [Contact Us](https://hwklawgroup.com/contact-us/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://hwklawgroup.com/wp-content/uploads/2023/10/Annapolis-Maryland-550.jpg” _builder_version=”4.22.2″ _module_preset=”default” global_colors_info=”{}”][/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” _builder_version=”4.16″ custom_padding=”0px||0px|” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”” transparent_background=”off” padding_mobile=”off” collapsed=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”||50px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Prepare, Plan, Protect with HWK Law Group” _builder_version=”4.24.2″ _module_preset=”default” text_text_color=”#00539F” text_font_size=”28px” text_line_height=”1em” animation_direction=”left” global_colors_info=”{}”]Contact Us[/et_pb_text][et_pb_divider color=”#00539F” _builder_version=”4.22.1″ _module_preset=”default” animation_style=”slide” animation_direction=”left” animation_duration=”2000ms” animation_delay=”500ms” global_colors_info=”{}”][/et_pb_divider][et_pb_text admin_label=”Your Legacy, Our Commitment” - [Christopher W. Keelty, Esq.](https://hwklawgroup.com/christopher-w-keelty-esq/) - Christopher Keelty practices in the areas of Residential & Commercial Real Estate representing individuals, investors, & developers. - [Chester Hobbs](https://hwklawgroup.com/chester-hobbs/) - Chester Hobbs is an estate planning attorney with HWK Law Group in Timonium, MD. To connect with Chester please click here. - [Business and Commercial](https://hwklawgroup.com/business-and-commercial/) - As a business and commercial law firm in Timonium, MD at HWK Law we represent clients in all aspects of business law. - [Benjamin Fortkamp](https://hwklawgroup.com/benjamin-fortkamp/) - Benjamin Fortkamp is a lawyer with HWK Law Group who focuses on commercial and residential transactional matters. - [Anne Ebkens](https://hwklawgroup.com/anne-ebkens/) - Anne Ebkens is a paralegal with HWK Law Group. Her practice areas include elder planning. Connect with Anne here. - [workbook](https://hwklawgroup.com/workbook/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_fullwidth_image src=”https://hwklawgroup.com/wp-content/uploads/2023/10/Annapolis-Maryland-550.jpg” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][/et_pb_fullwidth_image][/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|desktop” _builder_version=”4.16″ custom_padding=”0px||0px|” custom_padding_tablet=”50px|0|50px|0″ custom_padding_phone=”” transparent_background=”off” padding_mobile=”off” collapsed=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”||50px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Prepare, Plan, Protect with HWK Law Group” _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#00539F” text_font_size=”28px” text_line_height=”1em” animation_direction=”left” global_colors_info=”{}”] Download the free estate planning e-workbook [/et_pb_text][et_pb_divider color=”#00539F” _builder_version=”4.22.1″ _module_preset=”default” animation_style=”slide” animation_direction=”left” animation_duration=”2000ms” - [Practice Areas](https://hwklawgroup.com/practice-areas/) - At HWK Law Group in Timonium, MD our practice areas include estate planning, trusts, and estate administration. Connect with our firm today! ## Locations - [Lutherville/Timonium Office](https://hwklawgroup.com/location/lutherville-timonium-office/) ## Popup Builder - [Faith and Future Estate Planning Workshop](https://hwklawgroup.com/popupbuilder/faith-and-future/) - You're invited to explore the intricacies of estate planning with a focus on what truly matters. Join us on October 22. ## Categories - [News](https://hwklawgroup.com/category/news/) - [Estate Planning](https://hwklawgroup.com/category/estate-planning/) - [eNewsletter Articles](https://hwklawgroup.com/category/enewsletter-articles/) - [Upcoming Events](https://hwklawgroup.com/category/upcoming-events/)